5 Best Credit Cards For Poor Credit in India 2024 (2024)

5 Best Credit Cards For Poor Credit in India 2024 (2024)

FAQs

Which credit card is best for a low credit score? ›

NerdWallet's Best Credit Cards for Bad Credit of May 2024
  • Grow Credit Mastercard: Best for Building credit with subscriptions.
  • Credit Builder Secured Visa® Credit Card: Best for Adjustable credit limit.
  • DCU Visa® Platinum Secured Credit Card: Best for Low fees and interest.

Which credit card is most easy to get in India? ›

The HSBC Visa platinum card is also easy to use for beginners. It can be the first step to enter the incredible experience of shopping. It is provided by the HSBC personal bank. It is ideal for beginners because there is no joining fee and no annual fees.

Which credit card is best for a low salary in India? ›

Top 9 Low Income Credit Cards in India 2024
Credit Card VariantAnnual FeeCategory
HDFC Freedom CardRs.500Rewards
HDFC Diners Club RewardzRs.1,000Rewards and travel
HDFC Regalia FirstRs.1,000Premium Lifestyle
HDFC Diners ClubMiles Credit CardRs.1,000Travel
5 more rows

Which bank credit card is easy to get with low CIBIL score? ›

The SBI Advantage Plus Credit Card, HDFC Money Back Credit Card, and Axis Bank Insta Easy Credit Card are the best credit card without CIBIL score. The minimum CIBIL score for credit card typically ranges from 650 to 750, but specific requirements vary by card issuer.

What is the easiest card to get approved? ›

NerdWallet's Easiest Credit Cards to Get of May 2024
  • OpenSky® Plus Secured Visa® Credit Card: Best for No credit check and no bank account required.
  • Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + flexibility and guardrails.
  • Mission Lane Visa® Credit Card: Best for Unsecured card for bad credit.

What is the easiest unsecured credit card to get with a 500 credit score? ›

Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®. While these cards are geared toward people with bad credit and have easy approval odds, they tend to charge high fees and interest, which can make building credit costly.

Which Indian bank credit card is best? ›

Best Indian Bank Credit Cards in 2024
Indian Bank Credit Card VariantAnnual FeeKey Features
Indian Bank Platinum Credit CardRs.2501 reward point for every Rs.200, EMI facility, Global acceptance
Indian Bank Business Credit CardRs.5001 reward point for every Rs.200, Global acceptance
2 more rows

What is the lowest credit score that you can get in India? ›

TransUnion CIBIL

Its scoring system ranges from 300 to 900, with 900 being the highest and 300 being the minimum CIBIL score.

Which are the top 3 credit card company in India? ›

Leading credit card issuers in India like HDFC Bank, SBI Card, Axis Bank, IndusInd Bank and Standard Chartered Bank offer a number of cards, each catering to unique individual needs like fuel, online shopping, dining, movies, groceries, or a mix of all. Before choosing a card, you must compare the available options.

Which credit card is powerful in India? ›

10 Top Credit Cards in India
CategoriesCredit Card
Best Credit Cards for Salaried Individuals1. Standard Chartered Platinum Rewards Card 2. Axis Bank Insta Credit Card 3. Citibank Cashback Credit Card
Best Credit Cards for Students1. ICICI Instant Platinum Card 2. SBI Student Plus Advantage Card
2 more rows
Apr 2, 2024

Which bank gives credit card without income proof in India? ›

Banks That Provide Credit Cards Without Proof Of Income

State Bank of India. Bank of Baroda. Kotak Mahindra Bank. Axis Bank.

Which bank gives credit cards with low salary? ›

One option is the ADCB Islamic Titanium Credit Card, which has a minimum salary requirement of 3,000 AED. This card offers a range of benefits, including cashback rewards on spends, discounts on dining and entertainment, and travel insurance coverage.

What credit card can I get with a poor credit rating? ›

Discover it® Secured Credit Card

A rating of 5 is the best a card can receive. Why We Like It: The best credit card for bad credit is the Discover it® Secured Credit Card because it has a $0 annual fee and gives up to 2% cash back on purchases.

Which is the easiest credit card to get in India? ›

here are the top 10 best credit cards for beginners in India to help you pick the right one.
  • HSBC Visa platinum card. ...
  • HDFC Regalia credit card. ...
  • HDFC Bank diners club rewards card. ...
  • SimplyCLICK SBI card. ...
  • Axis Bank Neo credit card. ...
  • AmazonPay ICICI Bank credit card. ...
  • SBI Card Elite.
Jan 2, 2022

Can I get HDFC credit card with low CIBIL score? ›

While a score of 750 and above is ideal, people with lower CIBIL score can also be eligible for a Credit Card. Since risk is higher with people with a lower score, the interest rate is usually high and the credit limit might be lower as compared to those with a high CIBIL score.

What is the lowest score to get a credit card? ›

If your credit score lands around 500 or lower, your chances of getting the credit card of your choice is significantly reduced. You may want to consider improving your score so you can have better chances of getting the card of your choice.

Can you get a credit card with a credit score of 500? ›

A credit score of 500 or less gives you plenty of room for growth when building your credit, and it won't exclude you from qualifying for a good credit card. Plenty of credit cards for a 500 credit score or lower offer credit-building tools to help you achieve a higher score; others even offer rewards.

What credit card has a $2000 limit for bad credit? ›

First Latitude Select Mastercard® Secured Credit Card

Choose your own fully-refundable credit line – $200 to $2000 – based on your security deposit. No minimum credit score required for approval!

Is it possible to get credit card with low credit score? ›

It may be possible to get a credit card – but your chances of approval are low. This is because an Experian Credit Score of 560 or below is considered very poor. Also, remember that every credit application you make will temporarily reduce your score.

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