We’re here to make getting affordable car insurance easier
The cost of car insurance is determined by the car you drive, where you live, your driving history and other factors. The process of buying insurance can seem overwhelming. We’re here to make getting an affordable policy easier.
Getting the right coverage is important — a robust policy can save you hundreds of thousands of dollars after an accident. But getting that coverage at a rate you can afford is equally as important. We’ll help you find the policy you need at a price that works for you.
1
Compare rates quickly.
Get car insurance rate estimates fast
2
Choose from top companies.
Compare rates from top car insurance companies to find the best fit.
3
Trusted expertise.
We’ve been helping drivers like you make confident insurance choices for over 20 years.
Factors that affect your auto insurance rates
Where you live
Insurance companies consider your area’s claims history, including accidents, vandalism, and thefts. They also look at state-level regulations that impact pricing.
Compare car insurance rates by state
Your car
Car insurers consider the claims history for your vehicle’s make and model, the average cost of repairs, the car’s safety record and the purchase price.
Your age
Teens and young drivers pay more for car insurance than older drivers because they’re more likely to get into accidents and file claims.
Your driving record
Drivers with tickets, accidents or DUIs pay more for coverage than drivers with clean records because they’re more likely to file a claim.
Compare car insurance rates for high-risk drivers
Learn more about getting car insurance
Car insurance calculators and tools
- Monthly car insurance calculator
- Full coverage car insurance calculator
- State minimum car insurance calculator
- Liability coverage car insurance calculator
- New car Insurance Calculator
- Used car Insurance Calculator
- Financial strength Calculator
- Insurance advisor
- Car insurance discount Calculator
- Discounts by profession
- Good driver discounts calculator
- Traffic ticket calculator
Car insurance calculator
Estimate rates
Best car insurance companies
Check out Insure’s best car insurance companies to see how top insurers fared in a comprehensive ranking based on our consumer survey, average rates and third-party rankings, all analyzed and compiled by and our staff of experts.
How we picked Insure.com’s top-rated auto insurance companies
60+
Carriers reviewed
1500
Insurance consumers surveyed
How much is car insurance in your state?
Select your state from the below list to see the average car insurance rates in your state.
Average rates for car insurance
Alabama $1,542/Year
Alaska $1,359/Year
Arizona $1,617/Year
Arkansas $1,597/Year
California $2,115/Year
Colorado $1,940/Year
Connecticut $1,750/Year
Delaware $2,137/Year
Florida $2,560/Year
Georgia $1,647/Year
Hawaii $1,306/Year
Idaho $1,121/Year
Illinois $1,578/Year
Indiana $1,256/Year
Iowa $1,321/Year
Kansas $1,594/Year
Kentucky $2,105/Year
Louisiana $2,546/Year
Maine $1,116/Year
Maryland $1,640/Year
Massachusetts $1,538/Year
Michigan $2,133/Year
Minnesota $1,493/Year
Mississippi $1,606/Year
Missouri $2,104/Year
Montana $1,692/Year
Nebraska $2,018/Year
Nevada $2,023/Year
New Hampshire $1,307/Year
New Jersey $1,901/Year
New Mexico $1,505/Year
New York $2,020/Year
North Carolina $1,368/Year
North Dakota $1,419/Year
Ohio $1,023/Year
Oklahoma $1,797/Year
Oregon $1,244/Year
Pennsylvania $1,445/Year
Rhode Island $1,845/Year
South Carolina $1,894/Year
South Dakota $1,581/Year
Tennessee $1,373/Year
Texas $1,875/Year
Utah $1,469/Year
Vermont $1,158/Year
Virginia $1,321/Year
Washington $1,371/Year
West Virginia $1,610/Year
Wisconsin $1,499/Year
Wyoming $1,736/Year
Non-owner car insurance
Alabama $364/Year
Alaska $233/Year
Arizona $325/Year
Arkansas $232/Year
California $323/Year
Colorado $287/Year
Connecticut $422/Year
Delaware $720/Year
Florida $671/Year
Georgia $373/Year
Hawaii $407/Year
Idaho $190/Year
Illinois $286/Year
Indiana $263/Year
Iowa $193/Year
Kansas $255/Year
Kentucky $484/Year
Louisiana $366/Year
Maine $235/Year
Maryland $285/Year
Massachusetts $449/Year
Michigan $574/Year
Minnesota $257/Year
Mississippi $302/Year
Missouri $315/Year
Montana $230/Year
Nebraska $187/Year
Nevada $414/Year
New Hampshire $246/Year
New Jersey $993/Year
New Mexico $289/Year
New York $578/Year
North Carolina $989/Year
North Dakota $220/Year
Ohio $198/Year
Oklahoma $168/Year
Oregon $450/Year
Pennsylvania $216/Year
Rhode Island $476/Year
South Carolina $435/Year
South Dakota $170/Year
Tennessee $251/Year
Texas $408/Year
Utah $436/Year
Vermont $266/Year
Virginia $297/Year
Washington $270/Year
West Virginia $293/Year
Wisconsin $248/Year
Wyoming $216/Year
Car insurance advisor
Being underinsured leaves you on the hook if you get into an accident. Our car insurance advisor can help you determine if you have enough coverage with just a few questions about your car insurance. Try the car insurance advisor
Dealing with accidents, tickets or claims? We’re here to help
- What to do after an accident
- Best car insurance companies for speeding tickets
- How much will my insurance go up after an accident?
- Totaled vehicles
- Car insurance after a DUI
- How to file claims?
- How to get a new car after a total loss
Still got a question?
Our Auto Insurance experts are here to help!
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