You Manage - Accounts Summary (2024)

A relationship in which RBC^® manages your investments and makes day-to-day investment decisions–based on established guidelines– on your behalf

Personalized investment advice and portfolio management to give you the freedom and flexibility to focus on other important aspects of your life

When you choose to invest with RBC Royal Bank, you’ll know that highly qualified investment managers are handling the day-to-day management of your portfolio based on the investment guidelines that you and your advisor have established. Our portfolio solutions are carefully constructed to provide the right asset mix for your unique needs and are actively monitored and rebalanced to ensure your investments remain on track with your goals.

Key Features and Benefits:

• Work with an advisor who will get to know your financial goals and provide advice and solutions that are right for you
• Start investing with as little as $500
• If you have $100,000 or more in investable assets and/or need more comprehensive planning and advice, work with one of our professional financial planners
• Choose from a range of account types, including non-registered investment accounts, RRSPs, TFSAs, RRIFs, RESPs and RDSPs
• Meet with an RBC advisor by phone, at your local branch, or have one of our mobile financial planners come to you
• Access and view your accounts and investments online or by phone

Find out more

Take the Next Step:

• Call 1-800-463-3863
• Visit your local branch
• Find an advisor

Guaranteed investment certificates are provided by Royal Bank of Canada. RBC Funds are offered by RBC Global Asset Management Inc. and sold by Royal Mutual Funds Inc. Royal Mutual Funds Inc., Royal Bank of Canada, RBC Global Asset Management Inc., Royal Trust Company, The Royal Trust Corporation of Canada and Phillips, Hager & North Investment Management Ltd. are separate corporate entities that are affiliated. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.

There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by another government deposit insurer. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. Please read the Fund Facts before investing.

A relationship in which RBC^® manages your investments and makes day-to-day investment decisions–based on established guidelines– on your behalf

Professional wealth management for clients with $250,000 or more in investable assets

If you seek freedom from the day-to-day details of managing your wealth and want your investments to be managed according to the highest standards, RBC Dominion Securities can help. We bring together the best ideas from senior investment strategists and experts at RBC–as well as top money managers worldwide–to provide a fully customized portfolio that is managed for you.

Our services include exclusive RBC portfolios, elite–level money manager programs custom-designed by your personal investment advisor, and private investment management provided by your own portfolio manager.

Key Features and Benefits:

• Access to a personal investment advisor
• Custom-designed, tax-efficient portfolios
• Ability to directly engage a personal portfolio manager to design, implement and manage your portfolio within strict guidelines
• RBC and third-party investment management expertise is carefully selected and monitored
• Highly-disciplined approach designed to remove the guesswork and emotions of investing
• Advanced investment planning and personal portfolio reviews

Find out more

Take the Next Step:

• New client? Find an advisor or Request a portfolio review
• Existing client? Contact your Investment Advisor directly Contact us

A relationship in which RBC^® manages your investments and makes day-to-day investment decisions–based on established guidelines– on your behalf

Personalized investment counselling and management for private clients with $1 million or more in investable assets

If you seek sophisticated, thoughtful and creative solutions to address complex financial circ*mstances encompassing diverse tax, legal and investment concerns, consider RBC Phillips, Hager & North Investment Counsel.

We offer an intimate, boutique-like experience backed by the strength, stability and resources of RBC. As a client, you'll have access to our unique “best-of-minds” investment approach, which combines our award-winning in-house money management with carefully-selected external money managers to bring you a fully customized portfolio designed to meet your distinct needs.

Key Features and Benefits:

• Access to a personal investment counsellor, a highly accredited professional possessing the most advanced investment credentials
• Highly personalized investment portfolios
• Award-winning RBC money management and hand-picked third-party managers
• Access to trust professionals, tax specialists and risk advisors
• Multi-manager, multi-asset class approach to reduce risk
• In-depth investment planning and personalized performance updates

Find out more

Take the Next Step:

• Contact Us